The basic cover under a Personal Accident policy is accidental death occurring to the insured person anywhere in the world directly and solely as a result of an accident, by external, visible and violent means. .
This can be extended to include Permanent and Temporary Disability following Accidents. .
The benefit limit can vary from person to person. However it is recommended to have a minimum cover of 60 -75 times the monthly income. The policy can be extended to cover medical expenses incurred in the treatment of an accident covered under the policy with sublimits. .
